Payment Options for Dental Care in Monroe, MI

At Pinnacle Dental Group, we believe the cost of dental care should never be the reason a patient delays treatment. Whether you need a routine cleaning or a more involved procedure, we offer multiple ways to make care affordable, including patient financing designed to work for patients across a wide range of budgets and credit backgrounds.

Below is a complete overview of the payment options available at our Monroe office.

Cherry: Flexible Financing Built for Real Patients

Cherry is our preferred patient financing partner, and for good reason. Traditional financing programs often leave out patients who have limited or less-than-perfect credit. Cherry is specifically designed to approve a broader range of applicants, including those with lower credit scores who may have been turned down elsewhere.

Here is what makes Cherry stand out:

  • Approves patients across a wide range of credit profiles, including lower credit scores
  • Available for procedures of all sizes, starting at $250, so you do not have to wait until a bill gets large before financing becomes an option
  • Simple, fast application that can typically be completed at our office on the day of your appointment
  • Flexible monthly payment plans with clear, transparent terms

Cherry financing can be used for virtually any dental procedure at our office, from a single filling to a full-mouth restoration. If you have ever delayed treatment because of cost, Cherry gives you a way to move forward now and pay over time.

Learn more about Cherry at withcherry.com.

CareCredit: Trusted Healthcare Financing

CareCredit is one of the most widely used healthcare credit programs in the country. It allows patients to spread the cost of dental treatment into manageable monthly payments, often with low or no-interest promotional periods depending on the plan you qualify for.

CareCredit works well for larger planned procedures where you want to preserve cash flow while still moving forward with care. Applications are straightforward and can often be completed on the same day as your appointment.

Ask our front desk team about CareCredit at your next visit, or apply in advance through the CareCredit website.

Dental Insurance

Pinnacle Dental Group works with most major dental insurance providers in the Monroe and Monroe County area. Our team verifies your benefits before your appointment so you know exactly what your plan covers and what your out-of-pocket cost will be before treatment begins.

We also help patients make the most of their coverage by coordinating timing around annual benefit resets, which occur on December 31 for most plans. If you have unused benefits approaching year-end, scheduling your pending treatment before the calendar turns can result in significant savings.

For a full breakdown of how your insurance works with our services, visit our Understanding Your Payment Options page.

Medicaid: Healthy Michigan Plan, Healthy Kids Dental, and UnitedHealthcare Community Plan

Pinnacle Dental Group accepts the following Michigan Medicaid dental plans:

If you are unsure whether you qualify or what your plan covers, call our office and we will help you verify your eligibility and benefits before your visit.

Standard Payment Methods

We also accept the following payment methods for all services:

  • Cash
  • Personal checks
  • All major credit and debit cards

Which Option Is Right for You?

Here is a quick reference to help you identify the best path before your appointment:

  • Have dental insurance? We will verify and maximize your benefits before treatment begins.
  • Qualify for Medicaid? We accept the Healthy Michigan Plan and Healthy Kids Dental through Delta Dental, as well as the UnitedHealthcare Community Plan. If you are enrolled in any of these, your dental care may already be covered, and our team will verify your benefits before your appointment.
  • Want to finance your treatment? Cherry is available for procedures starting at $250 and approves patients across a wide range of credit profiles, including lower credit scores. It is a good option whether you are scheduling a routine procedure or something more involved.
  • Prefer a traditional healthcare credit program? CareCredit is a strong option, particularly for larger planned procedures with promotional financing periods.
  • Paying out of pocket for a routine visit? Cash, check, and all major cards are accepted at the time of service.

Schedule Your Appointment Today

Our team is happy to walk you through any of these options before you commit to a treatment plan. We want you to feel confident about both your care and your finances before anything is scheduled.

Return to our homepage at https://www.pinnacledentalgroupmi.com/

*Required Field